Purchasing a handicap accessible van for yourself or a family member can cost up to $60,000. The cost is understandable when you consider how much specialization and additional equipment goes into manufacturing each van.
A fully equipped wheelchair van offers greater independence because the disabled person can get in and out of it easier without needing as much physical assistance from others. Some are even customized to allow the person with a physical disability to drive. However, the high cost makes it very unlikely that the people who would benefit the most from a mobility van are able to afford one.
Applying for a Grant or Subsidy to Fund a Wheelchair Van
Fortunately, you have a few different options when it comes to financing a handicap accessible van. One is to apply for a loan with your local bank or credit union. However, you may not be able to borrow the full amount you need. You also need to repay any amount you are approved for with interest.
Another option is to apply for one or more grants or subsidies to help you afford the cost of a mobility van. You are not required to repay a grant or subsidy and can apply for as many as you like. It’s important to keep in mind that you must provide all requested information when applying and that the process itself is often a lot of work. Some of the information you may be asked to submit includes the following:
- Your personal information, such as name, date of birth, and social security number as well as details about your financial situation. You should also be prepared to write a few paragraphs about yourself and the person who requires the wheelchair van if it’s not you.
- Medical records to prove that you or a family member has the disability that you state in the application. It’s also helpful to ask your regular doctor to write a letter of recommendation.
- References who can vouch for your character and why you’re deserving of the grant or subsidy. These can be co-workers, others you’ve worked with in the medical field besides your doctor, people from your church, friends, or other non-family members who can describe how having the accessible van would change your life.
Once you’ve gathered all of that information, be sure that you pay close attention to submission dates and get your application in before time expires.
Possible Sources of Grants and Subsidies
Another thing to take note of is that not all programs are open to all people. You must devote time to researching possible non-loan funding options and then make sure that you or your family member meets the qualifications. Some potential sources for those who meet the criteria include:
- Veteran’s Affairs Auto Assistance: A lump sum of up to $20,000 may be available to veterans who became disabled due to their service in the military.
- Midwest Special Needs Fund: A grant or subsidy of up to $1,000 for expenses not covered by Medicaid or Medicare is potentially available to qualified applicants.
- Special Kids Fund: Families with a disabled child who cannot afford a wheelchair van, have a clean driving record, and can provide proof of insurance may qualify for this fund.
